Getting Started	Take Control of Your Lending Power

SUBMIT YOUR REQUEST FOR

CREDIT TRADE LINE NOW

CT Form Submission

CREDIT TRADELINES

EMAIL OR CALL US TO BUILD YOUR CREDIT

PROCESS TO IMPROVE YOUR FINANCIAL STRENGTH

Rebuild your credit to live the life you want not the life someone else wants you to have.

We can change the cause of your credit score within 30 days, more or less based on your circumstance

Facelift your credit score. The operation to improve your qualifications for a line of credit

Some may require our financial team, CPA, financial analyst to surgically dissect your case.

VFOX Island Financial Rescuers

Many Enterprenunce and business owners who choose to follow their dream and Enterprenunce ideals have been through many financial failures to finally success and overcome their goal. Along the path we understand that business decision could cause then to be behind the budget & funding and decrease their credit score. VFOX Island educators team understand your challenges and pull together the team of expert to help you improve your lending capacity.

We want to help you get funding. Rebuilding your Trade-lines is the step to increase your opportunity for funding.

Understand the law and legal process of financial industry can help create your sources of fund. Build your Option and increase your leading ability and capability.

Read more about benefits of improving your credit score from the experts in the industry below.

Need to study and rewording below

all situations are different, but it is possible to boost your score with tradelines even if you have derogatory or negative items on your current credit report.

The amount and severity of the negative items will determine how much of a boost you get… along with the appropriate selection of tradelines to counter the problems with your report. Below is an example of a credit report with derogatory items and the addition of tradelines. The scores went from between 590 and 630 to over 700 on all bureaus.

When you look at the report, you will notice derogatory items and assume there’s no way this file would be in the 700s. The tradelines are to thank for this score.

Access to Loans and Credit Lines

Although you may have previously been denied credit, an increase in your credit score can give you access to home loans, auto loans, mortgages, and other credit lines. A good credit score also increases the chance of securing low and fair interest rates.

all situations are different, but it is possible to boost your score with tradelines even if you have derogatory or negative items on your current credit report.

When you look at the report, you will notice derogatory items and assume there’s no way this file would be in the 700s. The tradelines are to thank for this score.

Let our team of financial surgeons improve the health of your Credit Line.

PROCESS TO IMPROVE YOUR FINANCIAL STRENGTH

A tradeline is a term used by credit reporting agencies to describe credit accounts listed on your credit report. For each account you have, there is a separate tradeline, which includes information about the creditor and the debt.

Understanding how tradelines work can give you a better idea of how to read your credit report and what lenders see when they check your credit.

What Are Tradelines Used For?

The information included in your tradelines is primarily used to calculate your credit scores. Because a credit score is just a snapshot of your creditworthiness, however, lenders may also check the tradelines on your credit report to get more information.

If you're behind on payments with a certain account, for instance, a lender might check the tradeline to find out how long the account has been delinquent. Or if your credit scores have dipped because you have a high utilization rate on a credit card, a creditor can determine whether you're really a credit risk by checking the balance versus the credit limit.

If your limit is $300, for instance, maxing out the card might not be as much of a red flag as if your limit were $10,000.

Credit Tradlines

Understanding how tradelines work can give you a better idea of how to read your credit report and what lenders see when they check your credit.

What Are Tradelines Used For?

If your limit is $300, for instance, maxing out the card might not be as much of a red flag as if your limit were $10,000.

We have the tradelines that can help you raise your credit score up to 100 points fast

1. Submit LOI – Letter of Intent from Direct • A (3- 5) page project brief or executive summary, explaining what, why, when, who, where, how and how much? • Attach Project Owner or Developers Resume • VFOX Island will reply with the appropriate application, forms and requested document list to advance the deal to underwriting 1. No Brokers or Intermediaries: 2. Principal Signatory - Account Owner – or Attorney ONLY!!!! 3. On Company Letterhead, 4. Current Dated 5. Signed

2. The Application and Required Docs (fee protection agreement / loan app) 1. Borrower Signs and Returns Fee Protection Agreement 2. Borrower Immediately Receives and Returns Loan Application

3. Issuance of Letter of Intent from Investor: Private Equity Investors will review the business case proposal or executive summary with financial projections or other form or prospectus or proposal and issues preliminary terms

4. Processing: Borrower signs LOI and submits (any) additional documentation if requested

5. Underwriting GC completes analysis & underwriting

6. Closing 1. Borrower submits final (signed, dated, completed documents to VFOX Island) for final closing document signatures of acceptance to Close. 2. Loan Closed / Funds Released to Borrower